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At Long View, when it comes to Medicare, we are an independent insurance agency that helps you navigate the complex Medicare maze. We help you find the Medicare plan that is going to fit your needs. We have built up our business on trust to fit our clients with the best plan for their budget, lifestyle, and medical coverage needs. We strive to stay educated on all relevant information in the Medicare world that has an impact on your healthcare journey. Medicare is a constantly evolving program and we look forward to continuing our journey each together as we adapt to the changes presented to us.
Medicare’s roots started back in 1965 when Lyndon B. Johnson signed Medicare and Medicaid into law. At the time, only Medicare Part A and B were offered (Original Medicare). The goal of Original Medicare was to provide insurance for those at retirement age as they lose their employer plan benefits. Most employer health care plans only covered hospital insurance at that time so most Americans choose to go with just Part A (Hospital) while Part B (Outpatient) was not seen as important.
Back when Original Medicare was first implemented, Part A had a measly $40 deductible and Part B had a $3 monthly premium. The Part A deductible is now 1,566 as of 2022. A minimum wage of $1.25 at the time could easily afford the Part B premium while the premium is now 170.10. Not surprising but very worrisome, the cost of healthcare has increased past the rate of inflation as a high rate. This fact alone along with increasing costs universally, stresses the importance of retirement planning.
Picture from Lyndon B. Johnson Library / National Archives
Initial Enrollment Period (IEP)
Special Enrollment Period (SEP)
Annual Enrollment Period (AEP)
Open Enrollment Period (OEP)
"We do not offer every plan available in your area. Currently we represent 8 organizations which offer a total of 67 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options."